Joining National Health Insurance after more than a year without cover
Overview
You can join National Health Insurance even after more than a year without health insurance. Coverage starts the day after you left work, if you show a certificate with the date you lost your insurance. Premiums start from the month of the backdated join date, not from the day you file, and the backdating has a two-year limit. Medical costs in the gap are fully yours, unless the delay had an unavoidable reason.
Not sure it applies to you?
Take a ready prompt to your own AI assistant and add your situation.
Other guides in this topic
Health insurance and pensionJoining national health insuranceGuide Health insurance and pensionLeaving national health insuranceGuide Health insurance and pensionFuneral benefit for people under 75GuideHow to apply
- Get a certificate showing the date you lost your workplace health insurance.
- File to join National Health Insurance with the certificate.
What to bring
- Certificate of loss of health insurance eligibility
Contact
National Health Insurance Eligibility Section
Help in your language: Itabashi deskAsk your own AI
Take a ready prompt to the AI assistant you already use. What you type about your situation stays on this device.
Ask about my case
Write your situation under the prompt, then copy it into your assistant.
Translate the official page
A ready-made request asking your assistant to translate and explain the official page.